A GUIDE TO UBER INJURY CLAIMS: LEGAL ACTIONS FOR COMPENSATION

A Guide to Uber Injury Claims: Legal Actions for Compensation

A Guide to Uber Injury Claims: Legal Actions for Compensation

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Uber's services have revolutionized modern travel. With just a tap on your phone, you can request a ride within minutes, making transportation more convenient than ever. Despite its convenience, risks still exist. Collisions can occur, and when they do, passengers may suffer injuries.

This article explores read more what kinds of injuries are most common in Uber accidents, who may be liable for damages, along with legal options for pursuing a claim.

Frequent Injuries from Uber Rides

When riding in an Uber, many different types of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:

Cervical Strain: This neck injury is common in rear-end collisions, causing pain and limited mobility. The symptoms may take time to surface.

Fractures: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.

Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.

Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.

Soft Tissue Injuries: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.

Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.

Determining Liability in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.

The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Examples include speeding, DUI, or violating traffic rules.

Another Motorist: If another motorist causes the crash, they could bear the blame.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Steps in an Uber Injury Lawsuit

In severe injury cases, legal action might be the best option if insurance fails. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.

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